Terms and Conditions

1. Acceptance of Terms

By using this Website, you confirm that you have read, understood, and agree to these Terms and our Privacy Policy.

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2. Use of the Website

You may use our Website for lawful purposes only. You agree not to:

• Use the Website in any way that violates applicable laws or regulations.

• Engage in unauthorized access, data mining, or any activity that disrupts the functionality of the Website.

• Transmit harmful or malicious code, viruses, or other materials.

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3. Intellectual Property

All content on this Website, including text, graphics, logos, images, and software, is the property of Klover Care Financial, LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or modify any content without prior written consent.

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4. Disclaimer of Warranties

The information provided on this Website is for general informational purposes only. While we strive for accuracy, we do not guarantee the completeness, reliability, or suitability of the content. Your use of the Website is at your own risk.

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5. Limitation of Liability

To the fullest extent permitted by law, Klover Care Financial, LLC shall not be liable for any damages, losses, or expenses arising from your use of this Website, including but not limited to:

• Direct or indirect damages

• Loss of data or profits

• Website interruptions or errors

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6. Third-Party Links

Our Website may include links to third-party websites for your convenience. We are not responsible for the content, practices, or policies of these external sites. We encourage you to review their terms and conditions.

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7. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting. We encourage you to review this page regularly to stay informed of updates. Your continued use of the Website constitutes acceptance of the revised Terms.

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8. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state of Arizona, without regard to its conflict of law principles.

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9. Termination

We reserve the right to terminate or suspend access to the Website, without prior notice, for any conduct that violates these Terms or is otherwise deemed harmful to Klover Care Financial, LLC or its users.

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10. Contact Us

If you have any questions or concerns about these Terms, please contact us:
📧 Email: lisa@klovercarefinancial.com
📞 Phone: 785-249-2590

Thank you for visiting Klover Care Financial, LLC. We value your trust and commitment to our services.